Spearfish makes it easy for small businesses to get the funding they need – fast.

We work with merchants who have good credit, bad credit, and no credit.

Our solutions include the purchase of B2B accounts receivables for immediate cash and syndicated lines of credit for startups.

Discover your funding options.

Crisis and innovation

Following the 2008 recession, small business owners found it increasingly difficult to obtain the funding they needed. 

Banks, laboring under substantial losses, grappled with new regulatory and capital requirements. 

In this environment, small business loans – already viewed as risky – were considered unattractive.

Innovators stepped into the gap and an entire movement known as alternative lending or alternative finance was launched.

What makes us different? 

Spearfish has two key advantages.

We take a consultative approach

Our goal is to find the best fit for your situation, quickly. We don’t impose a one-size-fits-all solution. We prize repeat business. 

Fast funding that’s smart

Our proprietary funding system was created by – and is managed daily by – a New York City-based industry veteran with over 20 years of finance experience. Enjoy ultra-fast, simplified deals from some of the best – and most highly rated – names in finance.

About our name

Spearfish is a trade name of Spearfish Capital Funding LLC, a small business based in the Middle Connecticut River Valley of New Hampshire.